Workers' Compensation

Injuries to employees while at work are a very real risk to engineering firms, particularly related to jobsite observations, inspections, or investigations. Make sure you have the most appropriate coverage for your firm and budget.

Features of this insurance product

The ACEC BIT Hartford Program includes Workers’ Compensation and Employer’s Liability insurance. The Hartford’s unique approach to covering injured employees goes beyond the basics and exceeds industry standards:

Access to programs that may help keep employees and businesses healthy

A broad network of physicians, nurses and pharmacies makes it easier and faster to find quality, trustworthy care

Outstanding educational tools like Chalk Talks and Loss Prevention solutions help employers learn how to manage costs and help employees prevent injuries before they happen

As an additional benefit to ACEC Member Firms, Workers’ Compensation customers obtain specific coverages that are not automatically included on our normal Small Commercial policy. These coverages include:

Endemic Disease

Repatriation

Defense Base Act

Maritime, Voluntary Compensation

Foreign Voluntary Compensation

Longshoreman & Harbor

Workers' Comp Act

Stop Gap

The Hartford

As a Workers’ Compensation policyholder, you will have access to:

  • Industry-specific tools and resources
  • Risk Improvement guides
  • Risk Evaluation tools
  • Technical Risk Management white papers and safety articles
  • Best Practice bulletins
  • Training such as workshops, conferences, online courses and webinars

For firms who do not qualify for the BIT Hartford Program, Greyling offers individually brokered workers’ compensation and employer’s liability insurance as part of the ACEC BIT Program.

Did you know?

Changes to your business can affect your risk exposures and insurance needs.

It’s a good idea to review your insurance needs annually, so please take a few moments to review the important Workers’ Compensation insurance considerations to the right:

  • Has there been any increase/decrease in your company’s payroll?
    This information is necessary because the price you pay for workers’ comp is based, in part, on annual gross payroll.
  • In the past 12 months, has your employee headcount increased or decreased?
  • Do you have employees who work from home on a regular basis?
  • Do you use subcontractors, volunteers or interns?
  • Do you or your employees travel to other states or foreign countries?

If any of the above apply, you should carefully consider your coverage levels and features when purchasing or renewing your Workers’ Compensation coverage.