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Group Captive

A group captive designed to deliver on the insurance needs of small to mid-sized ACEC member engineering firms.

No Capital Investment Required to Join

The ACEC Business Insurance Trust (BIT) Group Captive Insurance Program is designed to offer comprehensive coverage and significant savings for firms with premiums exceeding $100,000 across Workers’ Compensation, Auto Liability, Auto Physical Damage, and General Liability. This innovative program is funded by the BIT, requiring no capital investment from participating ACEC member firms.

Our Group Captive Insurance Program is structured to provide retained and transferred coverage, ensuring firms benefit from both immediate and long-term financial advantages. With average savings of 34% over a five-year historical comparison, our program is tailored to meet the unique needs of each firm, offering mandatory and optional coverage options to suit diverse requirements.

Key Features of the ACEC BIT Group Captive :

  • Comprehensive Coverage: Includes Workers' Compensation, Auto Liability, Auto Physical Damage, and General Liability.
  • No Capital Required: Funded entirely by the BIT, eliminating the need for upfront investment.
  • Significant Savings: Average savings of 34% over five years for participating firms.
  • Flexible Program Structure: Retained and transferred coverage options to maximize financial benefits.
  • Expert Support: Dedicated team available to assist with all aspects of the program.

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